Services · 02
U.S. Fintech Licensing
Assess regulatory requirements, prepare applications, coordinate submissions, and manage ongoing licensing obligations across applicable U.S. jurisdictions.
Schedule a CallOn this page
- Money Transmission and PaymentsDetermine where money transmission, stored value, currency exchange, or related activities may require a state license or federal registration.
- Digital AssetsEvaluate how state virtual currency laws, money transmission regimes, and federal requirements apply to your digital asset business.
- Lending and CreditIdentify state licensing obligations for lending, brokering, servicing, collections, and other consumer or commercial credit activities.
- Bank and Trust ChartersEvaluate charter options, supervisory expectations, and the feasibility of a bank or trust-company charter strategy.
Money Transmission and Payments
Determine where money transmission, stored value, currency exchange, or related activities may require a state license or federal registration.
Explore Money Transmission and Payments →Regulatory areas
- State money transmitter licenses
- FinCEN MSB registration
- Stored value and prepaid access
- Currency exchange and check cashing
- Authorized delegate and agent arrangements
Digital Assets
Evaluate how state virtual currency laws, money transmission regimes, and federal requirements apply to your digital asset business.
Explore Digital Assets →Regulatory areas
- New York BitLicense
- California DFAL license
- State virtual currency licenses
- State money transmitter licenses
- FinCEN MSB registration
- State trust company charter
- Kiosk operator requirements
Lending and Credit
Identify state licensing obligations for lending, brokering, servicing, collections, and other consumer or commercial credit activities.
Explore Lending and Credit →Regulatory areas
- Consumer lender license
- Sales finance license
- Loan broker license
- Loan servicer license
- Collection agency license
- Commercial financing
- Earned wage access
Bank and Trust Charters
Evaluate charter options, supervisory expectations, and the feasibility of a bank or trust-company charter strategy.
Explore Bank and Trust Charters →Charter pathways
- National bank charter
- State bank charter
- Industrial bank charter
- National trust bank charter
- State trust company charter
- FDIC deposit insurance
- Acquiring an existing bank
Who it's for
Payments, digital asset, and lending businesses, whether applying for the first time, adding states, already licensed, or weighing a charter.
Let's discuss your regulatory needs.
Tell us about your business, product, or licensing challenge. We'll review your inquiry and discuss the appropriate next steps.
Schedule a Call