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Services · 04

Independent Compliance Reviews

Independent testing, examination readiness assessments, program reviews, and regulatory due diligence that identify gaps and support practical remediation. We assess independence and conflicts before accepting an engagement and do not independently test work for which we are responsible.

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On this page

  1. AML Independent ReviewRisk-based independent testing of the AML/CTF program, calibrated to the firm's applicable requirements, risk profile, and independent-testing obligations.
  2. Mock ExaminationsStructured simulations of examinations or bank reviews to test documentary readiness, control design, and staff preparedness. Results are our findings, not a regulator's.
  3. Compliance Program AssessmentsTargeted or enterprise-wide reviews of governance, policies, controls, licensing obligations, and operational effectiveness.
  4. Regulatory Due DiligenceReview licensing status, regulatory history, compliance risks, and remediation needs in connection with acquisitions, partnerships, or investment decisions.
01

AML Independent Review

Risk-based independent testing of the AML/CTF program, calibrated to the firm's applicable requirements, risk profile, and independent-testing obligations.

  1. Scope and methodology set from your risk assessment
  2. Testing of KYC, transaction monitoring, and reporting, with sanctions screening assessed where in scope
  3. Sample testing of customer files and alerts
  4. Written report with findings ranked by severity
  5. Follow-up testing once findings are fixed
02

Mock Examinations

Structured simulations of examinations or bank reviews to test documentary readiness, control design, and staff preparedness. Results are our findings, not a regulator's.

  1. Request list modeled on what examiners ask for
  2. Document and file review
  3. Staff and management interviews
  4. Findings in an examination-style report
  5. Fix list with owners and dates
03

Compliance Program Assessments

Targeted or enterprise-wide reviews of governance, policies, controls, licensing obligations, and operational effectiveness.

  1. License conditions and the filing calendar
  2. Written policies compared with daily practice
  3. Governance, staffing, and board reporting
  4. Vendor and agent oversight
  5. Remediation plan in priority order
04

Regulatory Due Diligence

Review licensing status, regulatory history, compliance risks, and remediation needs in connection with acquisitions, partnerships, or investment decisions.

  1. Supervisory materials reviewed only with the target's authorization and within confidentiality limits
  2. License inventory and standing in each state
  3. Change-of-control approvals the deal will trigger
  4. AML program, exam history, and open findings
  5. Bank and partner dependencies
  6. Sell-side readiness review before going to market
  7. Remediation items ranked by deal impact

Who it's for

Licensed fintechs, compliance leaders, sponsor-bank partners, investors, and acquirers evaluating regulatory exposure.

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Let's discuss your regulatory needs.

Tell us about your business, product, or licensing challenge. We'll review your inquiry and discuss the appropriate next steps.

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